Bankruptcy and Debt Relief Options for Iowans
Talk with a local attorney about Chapter 7, Chapter 13, and non-bankruptcy ways to deal with debt.
Serving clients across all of Iowa, with phone and video appointments available statewide. Call 641-472-5141 to schedule a free consultation.
Here for You
Take the first step towards financial rehabilitiation.
Get the Facts
Get the real facts and how it will affect your financial future.
Free Initial Consultation
Find out if bankruptcy is right for you. Call 641-472-5141
Schedule your Free Initial Consultation
Debt Relief by City
Choose your city to learn about debt relief options and next steps:
Know the Facts About Bankruptcy and Debt Relief
Many Iowans, at some point or another, have been overwhelmed by immense financial pressure associated with credit card bills, medical bills, and other forms of debt despite trying their hardest to get back on equal footing. If you find yourself or your family in this predicament, Zisman Law can help!
It can be confusing to know if you should pursue a debt relief strategy or start the bankruptcy proceedings. Schedule an initial consultation to determine which path to financial freedom is right for you – debt relief or bankruptcy proceeding.
Debt Relief Iowa
- You and Shane will work together to pursue a proper debt settlement strategy
- All debt is settled outside the courtroom
- Shane will contact your creditors directly to discuss payment plans and settlements of past debts.
- Your bank loans will be renegotiated or refinanced.
Chapter 7 Bankruptcy Iowa
- Discharging consumer debts (credit cards, hospital bills, most loans) and starting with a fresh financial future
- Keeping assets such as pension, social security benefits, veterans benefits, apartment, 75% of wages, automobile, etc.
- No more harassment from creditors\
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Chapter 13 Bankruptcy Iowa
- Keep your debt-burdened assets, such as cars and boats, rather than surrender them to creditors
- Maintain non-exempt property that might otherwise be subject to creditors’ claims in a Chapter 7 proceeding
- Discharge more types of debts than you could in a Chapter 7 action
- Reduce debt payments with longer repayment periods without incurring additional interest or penalties
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